Your money
shouldn't have
borders.

Get paid in dollars, spend in naira, save in stablecoins -all from one account. Paystream is the banking experience your money deserves.

No monthly fees
Instant setup
Multi-currency
Total Balance
$0.00
NGN2,450,000.00
$USD$12,840.50
£GBP£6,120.00
EUR8,200.00
N
Netflix2 min ago
-$15.99
S
SpotifyYesterday
-$9.99
U
UberSep 8
-₦4,500
A
AppleSep 7
-$2.99

Banking that finally works the way you do.

NGN2,450,000.00
$USD$12,840.50
£GBP£6,120.00
EUR8,200.00

Multi-currency wallets

Six currencies, one account. Convert between them at live rates -no hidden markups, no waiting.

Explore wallets →
paystream
•••• •••• •••• 4821Joshua Ajayi

Virtual & physical cards

Spend anywhere Visa is accepted. Issue in seconds, freeze in one tap, track every transaction.

Explore cards →
🇺🇸🇪🇺
$1.00 / €0.92
+ 54 more countries

Global transfers

Send money to 56 countries at live rates. Fast corridors across Africa, Europe, and the Americas.

Explore transfers →
≡ $1.00
TRC20ERC20BEP20

Stablecoin savings

Protect your money from currency swings. USDT and USDC wallets that hold their value while you decide.

Explore stablecoins →
Marketing
Engineering
Operations
3 pending approvals

Business expenses

Know where every naira goes. Approval chains, team cards, and real-time expense tracking.

Explore business →
Airtime
Data
Cable
Power

Bill payments

Airtime, data, cable, electricity -pay any bill in seconds, straight from your wallet.

Pay a bill →
Global accounts

Get paid from anywhere. Keep it in any currency.

Your own account numbers in USD, GBP, and EUR. Receive payments from Stripe, PayPal, Payoneer -or anyone with your account details. No paperwork, no branch visits, no waiting.

Dedicated account numbers & IBANs
Receive from Stripe, PayPal, Payoneer
Instant conversions at live market rates
Open your account
PaystreamJoshua A.
🇺🇸 USD🇬🇧 GBP🇪🇺 EUR
Account holder
Joshua Ajayi
Account number
8502 4371 92
Routing number
021 000 089
Wire routing
021 000 021
Available balance$12,840.50
paystream
•••• •••• •••• 4821
Card holderJoshua Ajayi
Expires09/28
Transactions5 new
N
NetflixStreaming
-$15.99
S
SpotifyMusic
-$9.99
A
Apple iCloudStorage
-$2.99
A
AmazonShopping
-$47.50
U
UberTransport
-₦4,500

Stop sharing card details with your team.

Issue each person their own card. Set their limits, watch spending in real time, and freeze anything suspicious -all without a phone call.

  • Instant issuance -no wait, no paperwork
  • Per-card limits and spending controls
  • Real-time transaction notifications
  • Freeze and unfreeze in one tap
Get your card

Send money home -or anywhere else.

56 countries, live market rates, transparent fees shown before you confirm. Fast corridors across Africa, Europe, and the Americas. No hidden markups.

🇳🇬
You send
₦500,000
🇬🇧
They receive
£198.50
Send money now
🇺🇸USAUSD
🇨🇦CanadaCAD
🇪🇺EuropeEUR
🇬🇭GhanaGHS
🇰🇪KenyaKES
🇿🇦S. AfricaZAR
🇷🇼RwandaRWF
🇹🇿TanzaniaTZS
🇺🇬UgandaUGX
🇨🇳ChinaCNY
🇮🇳IndiaINR
+44 more

Your naira lost 40% last year. Your USDT didn't.

Hold dollar-pegged stablecoins that keep their value while you decide what to do next. Deposit and withdraw on Tron, Ethereum, and BNB Smart Chain.

TRC20ERC20BEP20
$1.00
Dollar peg
3
Networks
24/7
Availability
USDT
USDC
≡ $1.00

Your finance team will finally sleep at night.

Cards for every team member, expenses tracked by department, vendors paid on approval. You set the rules -Paystream enforces them.

Team cards

Issue named cards for every team member. Set individual limits and track spending in real time.

A
Adeyemi O.$2,000/mo
N
Ngozi K.$2,000/mo
T
Tunde A.$2,000/mo

Expense tracking

Categorize spending by department. Real-time dashboards with exportable reports.

Marketing
42%
Engineering
31%
Operations
18%
Sales
9%

Vendor payments

Pay vendors and contractors with approval chains. Batch payments, scheduled disbursements.

CloudHost Inc$4,200Paid
DesignStudio₦850,000Pending
Logistics Co€1,200Approved

The numbers behind the experience

0
Wallet currencies
NGN · USD · GBP · EUR · USDT · USDC
0
Countries supported
Africa, Europe, Americas, Asia
0
Cross-border currencies
EUR, CAD, GHS, KES, ZAR and more
Instant
Card issuance
Virtual cards ready in seconds

Banking's been a headache. It doesn't have to be.

One account for every currency, every card, every transfer. No minimum balance. No monthly fees. Just the banking you actually need.